Loan Processor at United Lending

Loan Processor | Palmetto Bay, FL 4 openings

Job Description

Loan Processor

Talened, energetic, self-motivated individuals with proven leadership experience to drive our mission forward. This candidate will posses as provable track record of increasing responsabilities in previous roles with a serious bend to attention to detail. The new team member will demonstrate mastery of loan product guidelines, processing procedures, and regulatory compliance. The ideal candidate will have a history of making sound decisions under pressure and showing results in their work. 

  • Drive company loan files to closing by coordination all processes, paperwork, and regulatory requirements from initial setup tp post-close.
  • Analize customer financial docs for accuracy and completeness.
  • Perform income & asste calculations asper program guidelines to ensure underwritting approval.
  • Working directly with the customer to fufill loan approval.
  • manage documents, rate lock. contract expiration dates, and other deadlines with the specific focus of minimizing jeopardy to the transaction and additional charges to the customer.
  • Evaluate the accuracy and quality of initial and new application data and determone how each new data point will affect loan qualification metrics.
  • Integrate newly uncovered information into loan files and effectuate new solutions as necessary to continue to drive the process to close.
  • Research and veriry the accuracy of documentation such as property title record, property ownership, public record, deeds. leases, surveys, contracts, and agreements needed to produce a clear title.
  • Colaborate with the title examiner and underwriter to prepare title insurnace policy and binders and title commiments and with loan closer to preparethe HUD-1 realestate settlement statements
  • Ensure all closing instructions are followed as per the closing package and coordinate with a loan officer. mortgage loan processor and underwriter to be sure all underwritting commitments have been astisfied.
  • Must know Calyx Point System.

Skills & Experience

Skills

  • Proven mastery of basic mathematic equations including converting decimals, frations, percentages, and tolerances. 
  • Self-motivated individuals with proven leadership experience to drive our mission forward.

Experience

  • 2 + years of as a loan processor or similar position.

Responsibilities

  • Preparation of complete and accurate closing statments which reflect proper disposition of all awared settlement to various parties. 
  • Work directly with finance for check deposited adn payments.
  • Respond to questions/issues regarding the settlement.
  • Manage appropriate timelines as dictated by settlement details and local, state or federal guidelines.
  • Implement and improve upon administrative processes for more efficient workflow.

This is a fulltime position